Stop Letting Myths and Misinformation Keep You From Using Your Earned Benefit
Did you know that only 3 in 10 veterans understand that VA loans don't require a down payment? Or that nearly half of all service members believe VA loans have higher interest rates than conventional loans—when the opposite is actually true? If you're a veteran, active duty service member, Guard or Reserve member, or surviving spouse eligible for VA loan benefits, there's a good chance you've been told something about VA loans that simply isn't true.
These myths aren't just frustrating—they're costly. They prevent thousands of veterans every year from using one of the most powerful benefits they've earned through their military service. Some veterans believe they can only use their VA loan once. Others think they need perfect credit or a large down payment. Many assume sellers won't accept VA offers or that the appraisal process will kill their deal. None of these myths are true, yet they continue to hold veterans back from achieving homeownership and building long-term wealth.
VA Loan Mastery is your complete education on everything you need to know about VA loans—from basic eligibility through advanced wealth-building strategies. This isn't a sales pitch. This is veteran-to-veteran education designed to give you the knowledge, confidence, and practical tools to use your VA loan benefit effectively.
Who This Course Is For
This course is designed for:
- Veterans from all service branches who want to understand their VA loan benefits
- Active duty service members preparing for their first home purchase or planning for future homeownership
- National Guard and Reserve members who meet VA loan eligibility requirements
- Surviving spouses of veterans who qualify for VA loan benefits
- Military families transitioning from base housing or relocating due to PCS orders
- First-time homebuyers who want to understand every step of the process
- Experienced homeowners ready to leverage their VA benefit for refinancing or investment properties
Whether you're just starting to explore homeownership, ready to make an offer on a house, or looking to use your VA loan for the second or third time, this course meets you where you are and takes you where you need to go.
What Makes This Course Different
Taught by a veteran, for veterans. I'm Jason Skinrood, a third-generation veteran serving as an Air National Guard flight chief for security forces with two deployments under my belt. But I'm also a mortgage professional with over 20 years of experience who has personally closed more than 1,200 VA loans. I've seen every scenario, solved every problem, and busted every myth. I work for Edge Home Finance, which I consider the top VA broker nationally with access to over 100 wholesale lenders—giving me the expertise to help you navigate every situation.
Real-world, practical education. Every video in this course is built around real scenarios I've encountered with actual veteran clients. You'll learn exactly what to expect, what documents you'll need, what questions to ask, and what mistakes to avoid. I don't just tell you the rules—I show you how to navigate the system effectively.
Myth-busting with protective intensity. Throughout this course, I actively correct the most harmful VA loan myths using evidence-based facts and real client stories. You'll learn the truth about down payments, credit requirements, closing costs, property restrictions, appraisals, closing timelines, and more. My mission is to protect you from misinformation that could cost you thousands of dollars or prevent you from buying a home altogether.
What You'll Learn
This comprehensive course consists of 8 modules with 48 educational videos and 8 knowledge check quizzes that progress logically from basic concepts to advanced strategies:
Module 1 establishes why VA loans exist, what makes them different from other loan types, and debunks the five biggest myths that hold veterans back.
Module 2 covers eligibility requirements for all service types (including Guard and Reserve), how to obtain your Certificate of Eligibility, property types you can purchase, occupancy rules, and what happens during deployments or relocations.
Module 3 breaks down all the costs involved in VA loans, including the funding fee, closing costs, seller concessions, loan limits, and the critical concept of residual income that determines VA loan approval.
Module 4 dives into credit requirements, how lenders evaluate your application, using military income (including disability, BAH, and BAS), debt-to-income ratios, and what happens if you're self-employed, recently separated, or need manual underwriting.
Module 5 teaches you how to get a meaningful pre-approval, what to expect during the application process, and how to choose the right VA lender for your situation.
Module 6 walks you through the entire homebuying process, including the VA appraisal, working with real estate agents, handling low appraisals, required inspections, and the VA escape clause.
Module 7 covers what happens after closing, including how to restore your entitlement, VA loan assumptions, and refinancing options (both IRRRL and cash-out refinances).
Module 8 explores advanced strategies like buying multi-unit properties, purchasing condos, and using your VA benefit to build long-term wealth.
Your Transformation
By the end of this course, you'll move from confusion and hesitation to confidence and clarity. You'll understand exactly how VA loans work, what you qualify for, and how to navigate every step of the process. You'll be equipped to make informed decisions, choose the right professionals to work with, and use your earned benefit to its full potential—whether that's buying your first home, refinancing to save money, or building wealth through real estate investment.
This is your benefit. You've earned it. Now master it.
- Teacher: Jason Skinrood